FINANCIAL TOOLS
Real Estate Calculators
Quick estimates for buyers, sellers, and investors in Ontario. For planning purposes only — confirm final figures with your mortgage broker, lawyer, or accountant.
$
$
20% down
%
Payment
$0
per month
Mortgage Amount
$0
CMHC Insurance
$0
Total Mortgage
$0
Total Interest Paid
$0
$
$
Car loans, credit cards, student loans
$
%
Stress-tested at +2% or 5.25% min
$
$
Maximum Purchase Price
$0
based on GDS/TDS limits
Max Mortgage Amount
$0
Estimated Payment (PITH)
$0
GDS Ratio
0%
TDS Ratio
0%
$
$
6.67% down
CMHC Insurance Premium
$0
0% of mortgage
Minimum Required Down
$0
Mortgage Before Insurance
$0
Total Mortgage (incl. CMHC)
$0
$
Use the pre-tax base price from your purchase agreement
Total HST Rebate
$0
federal + Ontario combined
HST Payable (13%)
$0
Federal Rebate
$0
Ontario Rebate
$0
Net HST After Rebate
$0
Purchase
$
$
25% down (typical for rentals)
$
LTT, legal, inspections
%
Income & Expenses (Monthly)
$
%
$
$
$
$
$
$
Monthly Cash Flow
$0
Cap Rate
0%
Cash-on-Cash Return
0%
Effective Gross Income (annual)
$0
Operating Expenses (annual)
$0
Net Operating Income (NOI)
$0
Mortgage Payment (monthly)
$0
Annual Cash Flow
$0
Total Cash Invested
$0
These calculators provide estimates only and should not be considered financial advice. Mortgage rates, insurance premiums, and tax rules change — please verify with a licensed mortgage professional, lawyer, or accountant before making decisions.
